You would not believe how many people are driving around in Arizona without any automobile insurance. If, God Forbid, you get in an automobile accident where the other person is at fault and has no insurance, what do you do? Can you sue them? Sure, but how are you going to collect?
Uninsured motorist coverage protects you in such a case. Your uninsured motorist coverage steps into the shoes of the uninsured person and compensates you for your injuries. It is inexpensive and a great safety net. No one should drive without it.
